The present research was aimed to examine the effect of competence and diklat (pendidikan dan pelatihan) or education and training by stimulating work motivation on the cooperative employees’ performance in Jember Regency. The object research was the whole population of the saving and loan cooperative employees in Jember Regency. It was determined since in 2016-2020 that numbers of the inactive agencies were larger than those which were active. Moreover, in 2021, from 1913 agencies in Jember, there were only 553 active units. The data were collected using questionnaire by utilizing Google form, and distributed to 1659 employees of all cooperative units in Jember. The data collecting technique used nonprobability sampling with purposive sampling, as many as to 322 employees in Jember Regency. The data analysis method was path analysis. The research result showed that all hypotheses were accepted, meaning that there was a significant effect of competence as well as education and training on the employees’ motivation, the education and training had significant effect on the employees’ performance, and motivation had significant effect on the employees’ performance in Jember Regency.